Commercial Lending Attorney
U.S.Bank is seeking an experienced Commercial Lending Attorney with experience in Uniform Commercial Code and real estate secured lending transactions to join the commercial lending legal team.This attorney will support business banking in the Consumer and Business Banking business line, as well as commercial lending operations, risk functions, and internal commercial loan documentation.The attorney will work strategically with relationship managers and support staff at U.S.Bank, as well as outside counsel.
Preferred candidates will be experienced in drafting commercial loan documentation, commercial real estate lending, the Uniform Commercial Code, organizational structures involved in commercial lending, and due diligence required for closing commercial loans.The successful candidate will join a dynamic, diverse, and collaborative team of legal professionals supporting all of U.S.Bank's commercial lending activities.
Successful candidates for positions in the U.S. Bank Law Division consistently provide excellent advice and guidance to clients and colleagues on a variety of legal matters. They build trusting relationships that allow the business to make well-informed decisions. Meaningful collaboration and investment in the development of the Law Division are expected from successful candidates.
Key Responsibilities
- Provide legal advice to commercial lending business lines on commercial loan transactions, including complex real estate and title issues, UCC reviews, and legal documentation.
- Draft and review loan documents for use in internal commercial loan documentation systems.
- Research legal issues under federal and all states' laws.
- Solve legal challenges in an efficient manner, including problem solving on specific transactions, revising internal procedures, and advising on changes to legal requirements related to commercial lending.
- Advise on loan defaults or loan dispute resolutions issues.
- Stay informed of relevant market, legal and regulatory developments.
- Train business units regarding real estate issues, UCC issues, and other legal challenges in commercial lending.
- Become familiar with and provide guidance on relevant U.S. Bank policies and procedures.
Basic Qualifications
- Licensed by and in good standing with the appropriate state bar association or other appropriate state attorney licensing authority
Preferred Skills/Experience
- A minimum of 3-5 years' experience practicing law, including law firm experience leading commercial loan transactions and/or in-house experience at a regulated financial institution.
- Strong and demonstrated knowledge of commercial lending transactions.
- Experience with real estate secured commercial lending transactions, including loan document drafting, negotiating, title reviews, and problem solving, as well as strong experience with the Uniform Commercial Code.
- Strong drafting, negotiating, issue-spotting and risk identification skills.
- Exceptional written and verbal communication skills with both legal and business audiences.
- Demonstrated ability to work both independently and collaboratively and to set priorities and exercise judgment in a fast-paced and dynamic environment.
- Ability to collaborate confidently and effectively with a diverse range of stakeholders.
- Demonstrated ability to develop trusting relationships with internal clients, outside counsel, and other internal stakeholders such as credit, operations, and risk functions.
- Juris Doctor from an ABA accredited institution.
- Admitted to State Bar in good standing.
- Experience with healthcare, agricultural, and franchise lending.
- Familiarity with banking regulations, such as Regulation B.
- Familiarity with SBA guaranteed lending.
- Familiarity with dispute resolution in commercial lending and real estate transactions, including eminent domain and mechanics' liens.
- Experience with process improvements and incorporation of technology solutions into legacy legal processes.
Location expectations This role requires working from a U.S. Bank location three (3) or more days per week.
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
Commercial Lending Attorney
U.S.Bank is seeking an experienced Commercial Lending Attorney with experience in Uniform Commercial Code and real estate secured lending transactions to join the commercial lending legal team.This attorney will support business banking in the Consumer and Business Banking business line, as well as commercial lending operations, risk functions, and internal commercial loan documentation.The attorney will work strategically with relationship managers and support staff at U.S.Bank, as well as outside counsel.
Preferred candidates will be experienced in drafting commercial loan documentation, commercial real estate lending, the Uniform Commercial Code, organizational structures involved in commercial lending, and due diligence required for closing commercial loans.The successful candidate will join a dynamic, diverse, and collaborative team of legal professionals supporting all of U.S.Bank's commercial lending activities.
Successful candidates for positions in the U.S. Bank Law Division consistently provide excellent advice and guidance to clients and colleagues on a variety of legal matters. They build trusting relationships that allow the business to make well-informed decisions. Meaningful collaboration and investment in the development of the Law Division are expected from successful candidates.
Key Responsibilities
- Provide legal advice to commercial lending business lines on commercial loan transactions, including complex real estate and title issues, UCC reviews, and legal documentation.
- Draft and review loan documents for use in internal commercial loan documentation systems.
- Research legal issues under federal and all states' laws.
- Solve legal challenges in an efficient manner, including problem solving on specific transactions, revising internal procedures, and advising on changes to legal requirements related to commercial lending.
- Advise on loan defaults or loan dispute resolutions issues.
- Stay informed of relevant market, legal and regulatory developments.
- Train business units regarding real estate issues, UCC issues, and other legal challenges in commercial lending.
- Become familiar with and provide guidance on relevant U.S. Bank policies and procedures.
Basic Qualifications
- Licensed by and in good standing with the appropriate state bar association or other appropriate state attorney licensing authority
Preferred Skills/Experience
- A minimum of 3-5 years' experience practicing law, including law firm experience leading commercial loan transactions and/or in-house experience at a regulated financial institution.
- Strong and demonstrated knowledge of commercial lending transactions.
- Experience with real estate secured commercial lending transactions, including loan document drafting, negotiating, title reviews, and problem solving, as well as strong experience with the Uniform Commercial Code.
- Strong drafting, negotiating, issue-spotting and risk identification skills.
- Exceptional written and verbal communication skills with both legal and business audiences.
- Demonstrated ability to work both independently and collaboratively and to set priorities and exercise judgment in a fast-paced and dynamic environment.
- Ability to collaborate confidently and effectively with a diverse range of stakeholders.
- Demonstrated ability to develop trusting relationships with internal clients, outside counsel, and other internal stakeholders such as credit, operations, and risk functions.
- Juris Doctor from an ABA accredited institution.
- Admitted to State Bar in good standing.
- Experience with healthcare, agricultural, and franchise lending.
- Familiarity with banking regulations, such as Regulation B.
- Familiarity with SBA guaranteed lending.
- Familiarity with dispute resolution in commercial lending and real estate transactions, including eminent domain and mechanics' liens.
- Experience with process improvements and incorporation of technology solutions into legacy legal processes.
Location expectations This role requires working from a U.S. Bank location three (3) or more days per week.
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
